What If You Could Build $100K Without Extra Saving?

Let appreciation and leverage do the heavy lifting.

Let’s say you never save another dollar.

• No budgeting wizardry.

• No job change.

• No side hustle.

You just buy a single property with 5% down… and hold it.

Here’s what could happen:

• You purchase a $400,000 home.

• It appreciates at just 3% per year (below the long-term average).

• That’s $12,000 in equity gained in year one.

Over five years?

That’s about $64,000 in appr…