Spoiler: It’s Not All You

Here’s how your wealth source shifts over time.

Let me ask you something weird:

What percentage of your net worth came from you?

If you’re just starting out, the answer is close to 100%.

You saved it. You worked for it.

But if you zoom out…

Here’s what happens as your wealth grows:

• First $100K: ~70% of it came from you

• First $200K: ~60% from you

• First $300K: ~53% from you

• First $400K: ~47% from you

• First $500K…