Only 3 Ways to Catch Up on Retirement (And One You Can’t Count On)

If you’re behind, you don’t need more options—you need leverage.

Let’s cut through the noise.

If you’re behind on saving for retirement, there are really only three ways to catch up:

1. Increase your earnings

2. Decrease your expenses

3. Get lucky

That’s it.

Everything else is just a version of one of those three.

Let’s talk about each.

1. Increase your earnings

• You can work more hours.

• Get a second job.

• Start a business.

• Level up your s…