Real Estate Financial Planner™

Real Estate Financial Planner™

How Your Down Payment Changes Everything

The returns tell a very different story when you look at the full picture.

James Orr's avatar
James Orr
Aug 29, 2025
∙ Paid

When it comes to rental property investing, most people obsess over cash flow.

But here’s a smarter question:

What’s my total return… on the equity I have in the property… including the money I keep in reserves?

That’s what ROEQ+R6 shows you.

It stands for:

Return on Equity Quadrant™ + 6 Months of Reserves

And when you actually compare different down payment …

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